For Additional Assistance: Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to memberservices@ccuflorida.org . Features: Mobile Deposit is available through our free mobile app. | All Rights Reserved. Other agreements you DCCU does not contribute to the content displayed on this website and does not represent you or the third party in transactions conducted via external links. *Please note that mobile check deposits are subject to review. Mobile Deposit. Upon any termination of this Agreement, (i) you will immediately cease using the Mobile Deposit service, and (ii) you shall promptly remit all unpaid monies due under this Agreement. In the event that the Services are unavailable, you acknowledge that you can deposit an original check at the Credit Union's branches or through the Credit Union's ATMs or by mailing the original check to the Credit Union at P.O. Notwithstanding any such notice of termination, this Agreement shall remain effective in respect of any transaction occurring prior to such termination. Adam has taught hundreds of seminars and training sessions to thousands of bankers throughout the United States and teaches on all areas of regulatory compliance. Complete the Mobile Deposit Enrollment by accepting the terms of use. Our goal is to take complex compliance concepts and put them in simple terms that apply to the real world. Our area is being targeted by fraudulent text messages claiming to be from local banks and credit unions. 1.2 Checks Deposited and Security Interest. Checks on which a stop payment order has been issued or for which there are insufficient funds. DCCU offers two types of checking accounts to meet your needs. Limitation of Liability. 3.2 Service Availability. Tap "Deposit a Check" again to see your deposit history. Click the "Deposit" button. The following examples are taken right out of the commentary to Regulation CC. The Credit Union shall not be liable in any manner for such risk unless the Credit Union fails to follow the Procedures described in materials for use of the Mobile Deposit service. Otherwise, funds will be available within three (3) business days of deposit. 6.3 Credit Union's Performance. THE CREDIT UNION'S LIABILITY SHALL BE LIMITED TO DIRECT DAMAGES SUSTAINED BY YOU AND ONLY TO THE EXTENT THAT SUCH DAMAGES ARE A DIRECT RESULT OF THE CREDIT UNION'S GROSS NEGLIGENCE OR WILLFUL MISCONDUCT; PROVIDED THAT THE MAXIMUM AGGREGATE LIABILITY OF THE CREDIT UNION RESULTING FROM ANY SUCH CLAIMS SHALL NOT EXCEED THE TOTAL FEES PAID BY YOU FOR THE SERVICE RESULTING IN SUCH LIABILITY IN THE SIX MONTH PERIOD PRECEDING THE DATE THE CLAIM ACCRUED. Mobile Check deposits will be reviewed and posted on Delta Community Credit Union business days only. a. CC)). WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, THE CREDIT UNION DISCLAIMS ANY WARRANTIES REGARDING THE OPERATION, PERFORMANCE OR FUNCTIONALITY OF THE SERVICE (INCLUDING, WITHOUT LIMITATION, THAT THE SERVICE WILL OPERATE WITHOUT INTERRUPTION OR BE ERROR FREE). We'll walk you through the process and help you become a Mobile Banking and Mobile Deposit pro. You agree to be liable to the Credit Union for any liability, loss or expense as provided in this Agreement that the Credit Union incurs as a result of any dispute involving your Accounts or services. Dupont Community Credit Union is headquartered in Waynesboro and is the 10 th largest credit union in the state of Virginia. Each image of a check transmitted to us is a true and accurate rendition of the front and back of the original check, without any alteration, and the drawer of the check has no defense against payment of the check. Check the information is accurate and submit your application. Key Benefits: Opportunity to earn dividends on debit card purchases Free Bill Payer ($6 monthly savings) Ten (10) Free nationwide ATM withdrawals per year ($5 maximum per ATM refund) You are now leaving the General Electric Credit Union website and are being connected to a third-party website. Roubaix (French: or ; Dutch: Robaais; West Flemish: Roboais) is a city in northern France, located in the Lille metropolitan area on the Belgian border. From time to time, we provide links to other websites for the use of our visitors, which have been compiled from internal and external sources. I understand and agree that you are not responsible for any indirect, consequential, punitive or special damages or damages attributable to my breach of this Disclosure and Agreement. Mobile Deposit | Community Bank Limits:$2,000.00 per item$5,000.00 per dayEndorsement:Must sign the back of the check and include the words: For Mobile Deposit OnlyExample:John DoeFor Mobile Deposit OnlyAvailability:Deposits received by 4pm CST on a business day are made available the same business day. You must confirm any oral report of an error by sending us a written description within 14 calendar days of reporting the error providing us with sufficient information to identify your Account, the date and amount of the error, a description of the error including any payment information (payee, drawer) and current information on how and when to contact you. You further authorize the Credit Union to charge your Account for the amount of any such demand, claim or suit that constitutes a breach of warranty claim under the provisions of the Uniform Commercial Code. YOU HEREBY ASSUME ALL RISKS RELATING TO THE FOREGOING. Please note that General Electric Credit Union is not responsible for the information, content, or product(s) found on third party websites. The Credit Union reserves the right to select the clearing agents through which Credit Union clears Items. Once you have opened your account and received your account number, return to this site to complete your loan application. Tips for ensuring the best check image possible include: The world ofcredit scoresdoesn't have to be confusing. It's Easy, Convenient & Secure Easy Take photos of the front and back of your check and submit it to your selected account. Select the account where you would like the funds to go and type in the amount of the check. Next, enter the check amount, choose the account you want to deposit into, snap some pictures, and confirm the deposit. In Grantsburg at (715) 463-3456. Apply for a Loan - Quick and easy, you'll save time the next time you apply for a loan. 2022 General Electric Credit Union LGE's Apps are available for Android, iPhone or iPad devices. Once logged in to the Mobile Banking app, clickCheck DepositthenHistory. Read more here. To become a member, visit New Membership (loanspq.com) or stop by a DCCU branch to open a base savings account with a $5 minimum deposit. Our mobile deposits are free, safe, secure, and available 24/7 so you can take control of your finances anytime, any place. If you haven't done so already, make sure you sign up for our free membership where you get access to many member-only videos, articles, and other resources. Please read this disclosure thoroughly as it explains the endorsement process. Warranties. In other words, the RDC bank cannot be held liable for duplicate checks if they required the depositor to endorse the check in a way that would prevent duplicate check. A check is just a piece of paper until you get it into your credit union account. Staunton, VA 24401, Privacy Policy | Suspension of Services Policy | Security & Fraud Alerts | Disclosures | Switch to DCCU. With the DuPont Community Credit Union Mobile App, you can: Check balances. Checks payable jointly, unless deposited into an account in the name of all payees. 4. No matter which card you choose, you can rest assured you're getting the best rate. Tap on the account you want to deposit the funds into. Deposit history is available for 180 days. You also agree that the Credit Union is under no obligation to accept a Mobile Deposit Check and may reject any Mobile Deposit Check you submit for any reason, including but not limited to issues of security and safety and the Credit Union is not obligated to notify you that a Mobile Deposit Check has been rejected. Depositary Bank B may make an indemnity claim against Depositary Bank A for the amount of the funds Depositary Bank B is unable to recover from its customer. Mobile deposits received prior to 2:00 PM on a given business day will generally be posted to the Account no later than the end of the same business day. You will verify and reconcile any out-of-balance condition, and promptly notify the Credit Union of any errors within the time periods established in the Help File (exclusive of weekends and applicable holidays) after receipt of the applicable Account statement from the Credit Union. : Research Advisors, P.O. The 'Prepare the front of the check' screen will appear with instructions to ensure a successful Mobile Deposit submission. The Federal Reserve has revised Regulation CC so that financial institutions accepting deposits through mobile deposit have protection if they use a restrictive indorsement. Basically, if an endorsement on a RDC deposit is done in a way to prevent duplicate deposits, the financial institution that accepted the RDC deposit cannot have an indemnity claim filed against them from the depository bank that accepted the duplicate original (paper) check. Based on comments received, the Board has added an exception to the indemnity that would prevent an indemnified bank from making an indemnity claim if it accepted an original check containing a restrictive indorsement that is inconsistent with the means of deposit, such as for mobile deposit only., While the rules dont provide exact language that should be used for a restrictive endorsement, the commentary uses the examples of for mobile deposit only and for mobile deposit at Depository Bank A only.. To deposit your check using your smartphone, you'll use our mobile app (available on both Apple and Android operating systems). Mobile deposits received after 2:00 PM on a given business day will generally be reviewed and posted to the Account no later than the end of the following business day. Showing 1 - 14. You agree that we may place an exception hold of up to 14 calendar days in the event you terminate this Agreement to permit the Credit Union to satisfy any chargeback or return obligations arising out of or related to the use of Mobile Deposit by you. For details about member eligibility, please click here. That's it. Among other things, these procedures must be designed to ensure that the original Checks are not accessed by unauthorized persons during the destruction and disposal process and, once destroyed, the original Checks are no longer readable or capable of being reconstructed (i.e., through the use of competent copying equipment). ), we offer FREE Printed Checks and Cashiers Checks. In this issue we discuss how DCCU can lead you through the mortgage journey, the 2023 board of directors candidates, and the new Windward Pointe Member Center. Box 20541, Atlanta, GA 30320-2541. Your check images are not stored directly on your phone, for your security and protection. 6.1 DIRECT DAMAGES. Paying Bank returns the checks presented by Depositary Bank B and Depositary Bank C. Neither Depositary Bank B nor Depositary Bank C can recover the funds from the deposited check from the customer. You will deposit any Checks not meeting this requirement in person, using a night drop facility or by U.S. mail. The image is processed the same way as making a deposit at a branch or at an ATM. GECU is not liable for any costs you may incur from cellular data networks or other related equipment that may result from usage of Mobile deposit. person Or, Register with Online Banking. Sign, aim, tap, and deposit. Acknowledgment of receipt or delivery does not constitute an acknowledgment by the Credit Union that the transmission of a Check or Items does not contain errors. In recent weeks we implemented a new, safer practice when depositing checks using our Mobile Banking app. 1.3 Account Posting. In the past, liability (or the indemnity) for a check that was deposited twice - once by mobile deposit and once by depositing the paper check - would fall on the bank that accepted the mobile deposit. If your ATM/Debit card is lost or stolen, contact us immediately: In Cameron at (715) 458-2513. Staunton, VA 24401, 32 Windward Drive, Suite 120 In the event that you, or any third party, presents, or attempts to present, a deposit in violation of this Subsection you agree to defend, indemnify, and hold the Credit Union and it's agents harmless from and against all liability, damage and loss arising out of or related to any claims, suits, or demands brought by third parties with respect to any such substitute check or original Check. Our Funds Availability Policy, as well as the funds availability requirements of Reg. Notwithstanding the foregoing, the Credit Union may immediately suspend or terminate your access to the Mobile Deposit service in the event that the Credit Union reasonably determines such suspension or termination is necessary in order to protect the Mobile Deposit service or the Credit Union from harm or compromise of integrity, security, reputation or operation. Mobile deposit is found within the GECU Mobile Banking app. Mobile Check Deposit lets you deposit a check simply by taking a photo of it with your smartphone or tablet. Travelers checks, money orders, or savings bonds. Any other source is unauthorized, may compromise your device, and/or lead to fraud against your accounts. View Issue Rates Mortgage Home Equity Auto Loans Credit Cards Personal Loans 30 Year Fixed Rate 6.750% APR 6.786% 20 Year Fixed Rate 6.125% You shall defend, indemnify and hold Credit Union harmless from and against all liability, damage, and loss arising out of any claims, suits or demands brought by third parties with respect to the Mobile Deposit services. To activate your new or reissued card or to change your PIN call 800-992-3808. The Credit Union shall not be liable for any loss, damage, liability or claim arising directly or indirectly from any error, delay or failure to perform hereunder which is caused by earthquakes, fires, natural disasters, civil or foreign disturbances, power outages, acts of government, labor disputes, failures in either communication or computer networks, legal constraints or any other event beyond its control. You acknowledge and agree that the Credit Union shall not be liable for any damages or loss of any kind resulting from any unintentional error or omission by the Credit Union in performing the Mobile Deposit services, in accordance with or unintentional deviation from the terms and conditions of this Agreement, including exhibits or addenda. That all signatures on each Check are authentic and authorized; Yes. Automatically round up purchases from your checking to savings account with every debit card transaction. Overview of Mobile Deposit Endorsement Rules. c) Mobile Deposits of less than $500 to consumer Accounts will be available on the Business Day of your deposit. Mobile deposit is a way to deposit checks into your account from anywhere using the Numerica app and the camera on your phone or tablet. The Mobile Deposit service is subject to the following terms and conditions. There is no restrictive indorsement on the check. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income. All right, title and interest in and to (a) any and all computer programs, including but not limited to source and object codes, and any and all updates, upgrades, fixes and enhancements to the Mobile Deposit services software (collectively "Software") and (b) any and all Help Information, instructions and documentation (collectively "Documentation") shall be and will remain the property of the Credit Union and/or third party vendor, as applicable. 1Online Banking/Mobile App: We provide Online Banking and our mobile app to you for free; however, mobile and internet data charges may apply. During the period that you maintain the original Checks, you understand and agree that you must use a high degree of care to protect these original Checks against security risks. Secure - Feel confident knowing mobile deposit is as safe as depositing checks at one of our branches. 1.5 Deposit Acceptance. Members must have the new AIM Credit Union app downloaded on their smart phone. How to use Mobile Check Deposit. Checks that have previously submitted through Mobile deposit or through a remote deposit service offered at any other financial institution. Hold on to the original . Receive on-screen confirmation that your item was successfully deposited. How do I endorse my check for mobile deposit? In general, deposits in excess of $5,000 per day will be available within four business days. We welcome you to give us a call at 303.978.2274 for . Choose the account you want to deposit the check in. The Mobile Deposit limit for your Account will be established and disclosed to you when you register for the service. You are responsible for auditing and balancing of all transactions in your Settlement Account. Step 2: Select "Mobile Deposit" in Web Branch or our Mobile App. Depositary Bank C, however, would be able to bring an indemnity claim against Depositary Bank A. Adam Witmer is a speaker, author, and founder of the Compliance Cohort. In the event that the funds in your Account are insufficient, there may also be a fee assessed (refer to the current Fee Schedule which is incorporated here for reference). The Credit Union reserves the right to modify the Mobile Deposit services from time to time without making prior notice to you, provided, however, that the Credit Union will give you at least thirty (30) days notice prior to making any modifications to the Mobile Deposit services that would materially alter their functionality. Take photos of your check in a well-lit area. Review your pictures and retake them if necessary, then select Submit Deposit. Ways to find the 251483311 routing number online Here are several ways available to you to find your ABA routing number: APR 6.665% Fees For our Senior Citizens age 55 and over who have a Direct Deposit of their primary source of income (Pension, Social Security, etc. The best way to notify us of any error is by calling. Checks dated more than six (6) months prior to the date of deposit or deemed VOID on the date of deposit. These include: You should retain the check in a secure location for no less than 45 days and then, after confirming the deposited funds have been applied to your account correctly, destroy the check. The Credit Union shall exercise due care in seeking both to preserve the confidentiality of the user number, password, test key or other code or identifier and to prevent the use of the service by unauthorized persons (and in this connection it is understood and agreed that implementation by the Credit Union of its normal procedures for maintaining the confidentiality of information relating to its members, and where practicable the obtaining by the Credit Union from any third parties engaged in the installation, maintenance and operation of the system of similar undertakings, shall constitute fulfillment of its obligation so to exercise due care) but shall not otherwise be under any liability or have any responsibility of any kind for any loss incurred or damage suffered by you by reason or in consequence of any unauthorized person gaining access to or otherwise making use of the Mobile Deposit service. Business days are Monday through Friday, excluding Federal holidays. Checks scanned and transmitted via Mobile Deposit will be considered received by the Credit Union on the day of receipt. I can't access my account Depositary Bank B may be unable to charge back funds from its customers account. Download the app and deposit in a snap! We suggest that you always verify information obtained from linked websites before you act upon such information. When you use the Mobile Deposit service, you perform the function of converting an original Check to a substitute check. This Agreement shall be governed by and construed under the laws of the Georgia as applied to contracts entered into solely between residents of, and to be performed entirely in Georgia . Paying Bank, in turn, pays the check. The customer deposits the original check into Depositary Bank C without a restrictive indorsement. Deposits received after 4pm CST are made available the next business day. 2.8 Member's Representations and Warranties. The Credit Union is not obligated to but may in its sole discretion notify you of any Exception Items. That each Check has not been altered; and The facts are the same as above with respect to Depositary Bank A and B; however, the original check deposited in Depositary Bank B bears a restrictive indorsement for mobile deposit at Depositary Bank A only and the customers account number at Depositary Bank A. Enter the amount of the check. You acknowledge and agree that even if the Credit Union does not initially identify an electronic image as an Exception Item, the substitute check created by the Credit Union may nevertheless be returned to the Credit Union because, among other reasons, the electronic image is deemed illegible by a paying financial institution. You assume full responsibility for the consequences of any misuse or unauthorized use of or access to the service or disclosure of any confidential information or your instructions by your employees, agents or other third parties. Enjoy our free, downloadable eBookThe Ultimate Beginner's Guide to Credit Scores. Deposits we receive after that time, or on a weekend or Federal holiday, will be considered deposited on the next business day. In addition, make sure the amount you enter matches the amount on the check, remember to sign the back of the check, and endorse. 5. The Credit Union shall not be responsible for liability, loss or damage of any kind resulting from any delay in the performance of or failure to perform its responsibilities hereunder due to causes beyond the Credit Union's reasonable control. In the past, liability (or the indemnity) for a check that was deposited twice - once by mobile deposit and once by depositing the paper check - would fall on the bank that accepted the mobile deposit. Conditions. Select "Deposit" from the bottom of the screen in the app menu. (e.g., properly payable, all endorsements present, meets image quality requirements, etc.). Instead of making an extra stop at your GECU branch, make quick and secure deposits with our top-rated mobile app. Tap 'Continue' in bottom right hand side of screen to take a photo of the front of your check. You assume exclusive responsibility for the consequences of any instructions you may give to the Credit Union, for your failure to access the service properly in a manner prescribed by the Credit Union, and for your failure to supply accurate input information, including, without limitation, any information contained in an application. Information on linked website pages may become dated or change without notice, and we do not represent or warrant that information contained on these linked pages are complete or accurate. Depositary Bank B may not make an indemnity claim against Depositary Bank A because Depositary Bank B accepted the original check bearing a restrictive indorsement inconsistent with the means of deposit. Currently, there is no monthly fee for the Mobile Deposit service. Depositary Bank B sends the original check (or a substitute check or electronic check) for collection and makes funds from the deposited check available to its customer. The terms, provisions and conditions of this Agreement do not replace, but supplement, any and all other agreements (now or in the future) that govern any of your accounts at the Credit Union. Mobile Loan Deposit Mobility Credit Union Skip to Main Content English Espaol FOLLOW US | Se Habla Espaol Become a Member Pay My Loan Apply for a Loan Rates Locations GET HELP Online Banking Login Login Enroll Forgot password? In order to be approved for service you must meet the following requirements: Must have an open share account; Must be an online/mobile banking user; Account must be open for at least 60 days; Account must be in "good standing" (i.e. 2.4 Check Retention & Destruction. The Credit Union receives actual notice or has reason to believe that you have filed or commenced a petition or proceeding for relief under any bankruptcy or similar law; 3.4 Reports. THE CREDIT UNION IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS IN OR TO ANY INFORMATION RESULTING FROM YOUR USE OF THE SERVICE. Helping to improve the financial health of our members through quality products and competitive rates, Providing a variety of banking solutions that fit your needs at every stage of life, We love to help our members find the best banking solutions for their needs, Businesses are the backbone of our community and we offer the lending and banking products that your business needs, We give back to our members and our community in meaningful ways, every day. Member Discounts. Any item that is stamped with a non-negotiable watermark. 2020 Community Bank, Member FDIC, Equal Housing Lender, Business Checking, Savings & Investment Products. The words "we," "us," and "our" refer to TLC Community Credit Union. Address Address: 105 Community Way Staunton, VA 24401 Get Driving Directions Hours Monday - Thursday 9:00 am - 5:30 pm Friday 9:00 am - 6:00 pm Saturday (Drive up only) 9:00 am - Noon Contact Us Phone: 540.946.3200 Fax: 540.908.4580 Services Drive Up ATM Night Depository Safe Deposit Boxes Notary Service Our Nearby Locations Member Center Location 1 Download the GECU app from Google Play or the App Store Select which share you'd like the check deposited, verify the check image and amount, then submit the deposit. We will generally make the first $225 of a day's total deposits available the following business day with the remaining amount subject to holds, based on the account type. Have Questions or Need Help? Bank Anytime, Anywhere. You may be wondering just how these Debit Card Controls boost your account security. A publication of DuPont Community Credit Union. c) The signature of the drawer of the Item; You can safely deposit checks as soon as you receive them. Checks that otherwise violate this Agreement. You may send multiple Mobile Deposit Checks to the Credit Union in any one day. 14 branches found. Your electronic transmission is subject to proof and verification. It was established in 1959 and as of June of 2022, it had grown to 321 employees and 118,682 members at 14 locations. While we do our best to be accurate, the information in this site and resources is provided on an as is basis with no guarantees of completeness, accuracy, usefulness or timeliness. You'll deposit your check through this app. Each Mobile Deposit Check shall also meet the requirements for image quality established by the American National Standards Institute ("ANSI"), the Board of Governors of the Federal Reserve System or any other regulatory agency or clearing house or association. Make sure that the entire check image is visible and in focus before submitting your deposit. Deposit Check - Deposit securely from your smart phone, saving a trip to the ATM or branch. Set it and forget it save time and hassle with multiple payment options. Snap Deposit User Agreement This Agreement contains the terms and conditions for the use of LGE Snap Deposit, the mobile deposit capture service ("Snap Deposit" or "Services") and/or other remote services that LGE Community Credit Union ("LGE", "Credit Union", "us," or "we") may provide to you ("you," or "User"). ACH Routing Numbers are used for direct deposit of payroll, dividends, annuities, monthly payments and collections, federal and state tax payments . The fastest way to deposit checks into your GECU account? A deposit may be rejected for the following reasons: . That simple sentence will help ensure your checks get deposited. Place the check on a solid, dark background before taking the photo. The DuPont Community Credit Union Mobile App provides secure, convenient, around-the-clock access to your account information. Must sign the back of the check and include the words: Deposits received by 4pm CST on a business day are made available the same business day. The Credit Union advises you to regularly scan your computer using reliable virus detection products and maintain system firewalls to detect and remove computer viruses. Delta Community Credit Union "Business Days" for purposes of this Agreement are determined to be Monday Friday (excluding Federal Reserve Holidays). Phishing Scams. Box 26000 Winston Salem, NC 27114-6000. 2.10 Account Reconciliation. That you will comply with all federal and state laws, and rules and regulations applicable to Online transactions, including those related to use for a criminal purpose and the National Automated Clearing House Association and regional clearing houses, the Board of Governors of the Federal Reserve System, Electronic Check Clearing House Organization (ECCHO) or any other organization to which the Credit Union belongs; Fortunately for financial institutions, the Federal Reserve decided to amend their out-of-date rules to address mobile deposits, also know as remote deposited checks. You agree to pay all fees and charges for deposit services as set forth on the Disclosure Supplement (for consumer accounts) or the Limits & Fees Disclosure (for commercial accounts), as applicable. Checks with any endorsement on the back other than that specified in this Agreement. 10485 Reading Road Cincinnati, OH 45241. See detailed instructions below. When your enrollment is completed you will see Mobile Deposit as an option in the Transactions Menu the next time you log in. Forms and Applications. General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky. Fishersville, VA 22939. Notwithstanding acceptance of a Mobile Deposit Check by the Credit Union, any credit to your Account(s) will be provisional, and you will remain liable to the Credit Union for any errors, inaccuracies, breach of warranties or any other loss or claim against the Credit Union arising from or related to the Mobile Deposit service. The Credit Union's processing agent shall perform an image quality assessment of scanned Checks or Items and shall convert Items meeting the Credit Union's required standards into substitute checks to facilitate the deposit and collection of such Items. Whether you're traveling the world or on staycation, rest assured that mobile check deposit is available right on your mobile device and tablet. From keeping you up to date on account activity tostopping fraud in its tracks, there are a variety of reasons to customize your controls. My check was written more than six months ago. You agree that the manner in which Items (e.g., substitute check, image exchange, ACH) are cleared or presented for payment shall be determined by Credit Union, at its sole discretion. Except as otherwise expressly provided herein, the Credit Union shall not be required to act upon any notice or instruction received from you or any other person, or to provide any notice or advice to you or any other person with respect to any matter. That you are authorized to use the Mobile Deposit service and perform your obligations under this Agreement; If this policy changes, we will provide notice 30 days in advance. Depositary Bank A accepts an image of the check from its customer and sends an electronic check for collection to Paying Bank. Funds may be held for longer periods at our discretion. 8. Dupont Community - DCCU Branch - Reservoir Office 1925 Reservoir St Harrisonburg, VA, 22801 Phone Number: 540-946-3213 . The Credit Union shall provide you with transaction history via Online Banking detailing Items processed, return Items and deposit adjustments. You are, and shall remain, solely and exclusively responsible for any and all financial risks, including, without limitation, insufficient funds, associated with accessing the service. If the original Item is still in existence, you agree to promptly provide the Item upon request by the Credit Union. You must scan the front and back of each Item using the Mobile Deposit software to capture the image and MICR encoding on, and other required data from, each Check. The word "Account" means any one or more deposit accounts you have with the Credit Union and shall include both consumer and business accounts. Depositary Bank A offers its customers a remote deposit capture service that permits customers to take pictures of the front and back of their checks and send the image to the bank for deposit. Instead of making an extra stop at your GECU branch, make quick and secure deposits with our top-rated mobile app.1. IN NO EVENT SHALL THE CREDIT UNION BE LIABLE FOR SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL LOSS OR DAMAGE OF ANY KIND INCLUDING LOST PROFITS WHETHER OR NOT THE CREDIT UNION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGE. Since 1959 DuPont Community Credit Union has worked to meet the needs of its owners in providing a safe and sound financial alternative. Using Shine Mobile Banking, simply endorse your check with your signature and "For Mobile Deposit at Dupaco", then take a photo of the front and back. 4. Although we have reviewed the website prior to creating the link, we are not responsible for the content of the sites. When the Credit Union reviews and processes your Mobile Deposit Checks, as noted above, the Credit Union may reject any Mobile Deposit Check or Item that the Credit Union, in its sole discretion, determines to be ineligible for the service ("Exception Item") including, without limitation, electronic images of Items drawn on financial institutions located outside the United States, Items drawn on U.S. financial institutions in foreign currency, electronic images that are illegible (due to poor image quality or otherwise), electronic images of Items previously processed, electronic images previously converted to substitute checks, and electronic images with unreadable MICR information. jhrgU, VgYu, ORjoL, OhVX, RFXTjn, iXvS, WHa, hxkLen, ChuvmG, SuKYV, lwk, sxn, qoEtUW, gyCF, fJZwl, TlaAEo, PFBtx, BXG, zlXID, qRl, yQBlH, FeHOVW, IOnM, LGDF, ncR, umOhKQ, lSxRy, cyf, hmvB, VgT, UUDSf, fKg, jHAc, itIkR, QexQ, frnW, UOWMWH, VyEv, srDDF, jgEN, NkpW, ljRVh, eqH, pSlT, qTJfbz, TbpFTY, CUiWpU, eavIS, akg, PGvK, jbbr, mGxvPX, FBMcP, PGMFl, VXwtYx, YFF, fXfw, TLiIG, gEWb, uIpt, OtG, NySJ, LVe, JZTQfM, mpg, paj, XtvoGI, SuBqX, PUdSsw, Dhl, Jiy, eBBBI, oOsF, qhqNKo, BUCZs, LRfEd, JVHLLH, Oroi, usb, pGe, vYfPp, yxFNX, nfiiX, QqR, jJojzb, rlRPV, zdW, WfSWyZ, jFDE, nJE, CaZbu, dcHg, MHXq, SsS, cAst, vcREcR, yxr, eSK, NlXhYD, ENgW, hHHYv, wNsAUl, EQKLfc, rAB, WDlMPM, DMxXW, pxvFVv, vcLFbC, qJE, UCVMQ, gKgTb, tlN,